Creative Clusters & Gentrification with focus on the Hoxton area in Essay - 1

Creative Clusters & Gentrification with focus on the Hoxton area in London - Essay Example The objective of the study is to find out the reason and factors influencing the poor performance. Why the sales have fallen or what is the problem of the employees. Though the five layer management systems are being followed what are the loop wholes is the system. Why it has not been able to reach the targeted goal. While other and peer companies are doing well what keeps this organization lag behind. The second objective is to provide corrective measures to address the current challenges. The study should also propose short, medium and long term solutions to come out from the problematic situation. It should also highlight the theories and models behind the suggested solutions. The solution will include all the departments starting form marketing to human resource and others. So summarizing the above discussion the task of the new manager is to identify the challenging areas and prescribe the appropriate solutions for this to shift the company from a loss making venture to profit m aking entity. Though the problems are many, but the study has identified serious and major four problems that need to be addressed immediately. These problems are related to marketing department, human resource department, financial department and research and development department. The business is suffering from lack of revenue collection, and lack of sales. The client base of the company is poor. That is why the revenue collection is not up to the mark. Customers are the key factors of any business. They are the revenue generating sources of any business. The ideal number of clients depends on the nature of the product and reach of the product. But client satisfaction is extremely important. Every company has to maintain a proper client’s pipeline. Benton et al. (2003) argued that problem related to clients is increasing. A business falls under severe problem if sales figure or the number of active clients is not enough to reach the break even. Russell

Financial Institutions Research Paper Example | Topics and Well Written Essays - 1000 words

Financial Institutions - Research Paper Example After reviewing the trend in banking branches, it is determined that there is a huge increase in bank branches then in 1934. Bank branches were very almost nonexistent in the 1930’s and increased as time went on. The increase in branches has shown a steady decrease in institutions. These increases and decreases show an overall increase in facilities. It seems that the public has more access to banking facilities then in 1934. There were 14,146 offices available in 1934 and in 2009 there are over 90,159. The trend shown for banking statistics shows that consolidating is a growing and continuing trend. This can be proven true since, almost every street in modern day America is home to a branch location. Some financial institutions house as many as 50 different financial institutions. This is good in a way that individuals can choose which financial institution to bank with. Despite the regulations that protect banks from failure, some do fail. Go to www2.fdic.gov/hsob/. Select t he tab labeled â€Å"Bank and Thrift Failures†. How many bank failures occurred in the USA during the most recent calendar year? What were the total assets held by the banks that failed? How many banks failed in 1937? In 2010 name the top three states where bank failures occurred. 2. ... The difference in bank loss assets differ by millions of dollars. This is proof that there is more money available and out in the American economy compared to the 1930’s. In 2010 there were also many bank failures. The top three states that produced bank failures were Florida, Georgia and Illinois. This was determined by totaling the number of failures in each state. Of the states listed, the most failures were in the given states. Whilst looking at the bank failure data choose one bank in Washington State and provide a two page synopsis of the bank condition (asset size, equity, derivatives book etc) at the time of failure. Also, conduct a media (newspaper/trade journal search) of any news regarding the failed bank you are researching. Did the board of directors consent to the closing? Name the date when Order for Taking Possession took place. Provide the name of the bidder that assumed the deposits of the bank. Was it necessary for the FDIC to create an interim bank to handl e deposits for customers? 3. After reviewing bank failures, it is important to examine which banks failed and why the banks failed. The FDIC helps regulate certain banking aspects to try and prevent failure but sometimes it is out of the FDIC’s hands and nothing can be done. There could be many reasons as to why a bank would fail. Banks fail for many different reasons like a poor economy and improper management. Sometimes it has nothing to do with the bank and its employees but rather the amount of loans out. When a bank has many loans out and the borrowers are unable to pay, the banks take a loss. A bank that has failed in 2010 is the North County Bank. The bank is located in Arlington, in the state of Washington. This